The budgeting process is arduous and intricate, involving multiple stakeholders from different departments. Effective communication and collaboration are key to avoiding errors and streamlining the budgeting process. According to a recent study by Gartner, 72% of financial leaders are seeking to enhance the flexibility of budgets and projections for the fiscal year. This underscores the growing need to modernize and make the budgeting process more flexible.
The current economic outlook poses significant challenges and a high degree of uncertainty. Various tensions within the financial sector have the potential to amplify and weaken the real economy. This situation could lead to a severe deterioration in financing conditions, prompting central banks to reassess their policies.
La Norma ISO 21001 se presenta como una “herramienta de gestión estratégica” que utiliza el mismo lenguaje que los profesionales a los que va dirigida. Esta norma recoge requisitos específicos sobre los procesos educativos, como el desarrollo del plan de estudios, el proceso de admisión y los métodos de evaluación.
The article analyzes the financial tensions unleashed in the United States and their contagion to a Swiss credit institution, as well as the containment measures adopted by the public authorities. The implications for a possible financial crisis are examined, and three fundamental conclusions are highlighted.
The 2008 financial crisis was caused by the granting of high-risk mortgage loans to borrowers with low repayment capacity, the expansion of the real estate bubble, the overvaluation of financial assets, and the lack of adequate regulation of financial markets.
Discover how digital transformation can be a key tool for cost reduction in your company, through technological solutions that optimize processes, automate tasks, and simplify financial management. Learn about the advantages of digitalization in terms of savings and how to implement it in your business.
Saving is a fundamental aspect of our personal finances as it allows us to achieve our goals and attain greater financial stability. The strategy in our personal finances is not solely about spending less but about spending better. Improving your personal finances requires a well-defined savings strategy and the implementation of certain money-saving tips. Saving is a fundamental aspect of reaching your financial goals and attaining greater economic stability.
The increase in interest rates by the Federal Reserve in the United States is having effects on the economy, as demonstrated by the bankruptcy of Silicon Valley Bank. Although the financial system has control mechanisms to reduce financial risk, the financial situation of US banks does not appear to be solid. The Fed has the difficult task of combating inflation and shoring up financial instability. Most of the Fed's tightening cycles have ended with something breaking in the financial system, from the crash of '29 to the global financial crisis. In this phase of the interest rate cycle, some banks will face pressures, and the Fed must accept it.
The online store is a virtual platform that allows users to easily and securely purchase products from anywhere with internet access. We offer a wide variety of products and services, ranging from clothing and accessories to food and technology. In our online store, users can browse through different categories, read product specifications, compare prices, and make online purchases with just a few clicks. Additionally, we guarantee transaction security and the protection of our customers' personal data
In this article, you will learn everything you need to know about investing in fixed income and how it can help you achieve your financial goals. You will discover what bonds are, the different types of debt instruments, how interest payments work, and how to assess risk. We will also provide you with some tips for building a fixed income portfolio that suits your needs and risk tolerance. Don't miss out on this practical guide to investing in fixed income.
English 
Spanish