Gestión de riesgos - Finanzas corporativas

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Las tendencias de los mercados, las exigencias de la sociedad, las nuevas regulaciones en gobierno corporativos, los tiempos de respuesta más cortos y la nueva complejidad empresarial son nuevas requerimientos y necesidades de las organizaciones y sus consejos de administración.

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cumplimiento de normas y procesos eficiente y eficaz requiere un enfoque que integre conocimiento y las capacidades analíticas para detectar dichos estos comportamientos.

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Soluciones de gobierno corporativo, diagnóstico de las mejores prácticas de gobierno corporativo y de las recomendaciones del regulador. Implementación de un consejo de administración, ética, moral y quejas.

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Diagnóstico y auditoria inicial de la lucha contra el fraude y lavado de dinero e implementación sistema de gestión de datos y herramientas de analítica de procesos.

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Preguntas frecuentes sobre riesgos

¿Qué parámetro mide mejor la creación de valor, el EVA (economic value added), el beneficio económico o el CVA (Cash value added)?PDVa2024-02-16T15:49:23-05:00

¿Qué parámetro mide mejor la creación de valor, el EVA (economic value added), el beneficio económico o el CVA (Cash value added)?

Creacion de Valor

El EVA (Economic Value Added), el beneficio económico y el CVA (Cash Value Added) son todos parámetros utilizados para evaluar la creación de valor en una empresa, pero cada uno se enfoca en diferentes aspectos y tiene sus propias ventajas y limitaciones. Aquí hay una breve descripción de cada uno:

EVA (Economic Value Added): El EVA es una medida de desempeño financiero que se centra en la generación de valor para los accionistas. Se calcula restando el costo de capital (costo de los recursos utilizados para financiar las operaciones) del beneficio operativo neto después de impuestos. El EVA se considera una medida de creación de valor porque muestra cuánto valor se ha generado por encima del costo de los recursos utilizados. Es una medida popular entre los analistas financieros y los ejecutivos para evaluar la eficiencia en el uso de los recursos de una empresa.
Beneficio económico: El beneficio económico es una medida similar al EVA en el sentido de que también se centra en la creación de valor para los accionistas. Se calcula restando el costo del capital empleado (que puede ser el costo de capital propio o el costo de capital promedio ponderado) del beneficio neto después de impuestos. Al igual que el EVA, el beneficio económico indica cuánto valor se ha creado para los accionistas después de tener en cuenta el costo de los recursos utilizados.
CVA (Cash Value Added): El CVA se enfoca en la generación de valor en términos de flujo de efectivo. Se calcula restando el costo del capital del flujo de efectivo operativo neto. A diferencia del EVA y el beneficio económico, que se basan en medidas contables, el CVA se centra en el flujo de efectivo real generado por la empresa. Esto puede ser útil para evaluar la solidez financiera de una empresa y su capacidad para generar efectivo.

En cuanto a cuál de estos parámetros mide mejor la creación de valor, no hay una respuesta definitiva, ya que depende del contexto y de las preferencias de los inversores y analistas. Algunos podrían preferir el EVA o el beneficio económico por su enfoque en la rentabilidad contable, mientras que otros podrían favorecer el CVA por su énfasis en el flujo de efectivo. En general, es útil considerar múltiples medidas de creación de valor para obtener una imagen completa del desempeño financiero de una empresa.

References

Interesting pages. https://www.investing.com/ https://www.nyse.com/index | https://hbr.org/ | SEC | Harvard Business Review

Finanzas corporativas en línea: https://avacum.com | Corporate finance advisory https://pdv-a.com Para una mayor información: Info@pdv-a.com

WhatsApp: +52.1.5525338703

Sobre cursos de finanzas y contenidos: info@akademiun.com | https://akademiun.com

What are the most common operational risks?PDVa2023-03-17T13:21:35-05:00

What are the most common operational risks?

Operational risks in a company are those that stem from the daily management of the company's activities and can have a negative impact on financial results and the company's reputation

Some examples of operational risks include:

Security risks: Security risks include the possibility of theft, vandalism, industrial espionage or cyber-attacks that can affect the security and confidentiality of the company's data and customer information.
Compliance risks: Compliance risks are those related to compliance with laws, regulations, and industry norms. If a company fails to comply with these standards, it may face sanctions and fines.
Personnel risks: Personnel risks relate to the company's personnel, including lack of training, personnel turnover, lack of supervision, and poor management of internal conflicts.
Process risks: Process risks relate to the company's internal processes, including lack of planning, poor inventory management, and lack of quality control.
Financial risks: Financial risks refer to the financial management of the company, including lack of expense control, lack of budgeting, and lack of control over accounts payable and receivable.

To mitigate operational risks in a company, it is important to carry out regular risk assessments, implement security and compliance policies and procedures, invest in employee training and development, improve internal processes, and conduct effective financial management. Additionally, it is important to have a contingency plan in place in case of an adverse event.

In conclusion

The operational risks within a company that can negatively affect financial results and the company's reputation are mentioned, such as security, compliance, personnel, processes, and financial risks. To mitigate these risks, it is suggested that regular risk assessments be conducted, security and compliance policies and procedures be implemented, investments made in employee training and development, internal processes be improved, effective financial management be carried out, and a contingency plan be in place in case of an adverse event.

PDVa helps you assess your company or business..

References

https://akademiun.com | https://avacum.com | https://hbr.org |

Operational Risks: Definition.PDVa2023-03-17T13:34:01-05:00

Operational Risks: Definition.

Operational risks are those that arise from inefficiencies or failures in internal processes and operations management within a company.

These risks can include human errors, computer system failures, internal fraud, supplier issues, and other events that can impact a company's ability to meet its objectives and goals.

Examples of operational risks include lack of internal control, inadequate employee training, poor production planning and control, inadequate maintenance and supervision of equipment and systems, and lack of business continuity planning in the event of natural disasters or unexpected events.

It is crucial for companies to identify and effectively manage these risks to avoid financial and reputational losses and ensure the continuity and success of their operations. Companies can employ a range of risk management strategies, including risk avoidance, risk transfer, risk reduction, and risk acceptance. Proper risk management can help companies mitigate potential losses and maintain a competitive advantage in their industries.

PDVa helps you assess your company or business..

References

https://akademiun.com | https://avacum.com | https://hbr.org |

What are financial risks?PDVa2023-03-17T11:24:50-05:00

What are financial risks?

Financial risks are one of the most critical concepts in the world of finance. This term refers to the possibility that an investment may not generate the expected results, which can lead to a loss of capital.

Nowadays, financial risk has become an increasingly relevant topic due to market volatility and global economic uncertainty. As a result, businesses and investors must consider different strategies to minimize risks and maximize profits.

There are several tools available for evaluating and managing financial risk. One of the most commonly used is risk analysis, which identifies the factors that can affect an investment and estimates their probability of occurrence. Other common tools include the use of financial instruments such as insurance and futures contracts, as well as portfolio diversification.

However, it is important to note that financial risk can never be completely eliminated. Even the safest investments are subject to a certain level of risk. Therefore, it is essential for investors to be willing to take on a certain level of risk based on their goals and risk tolerance.

It is worth mentioning that financial risk not only affects investors and businesses, but also entire economies. A financial crisis can have a significant impact on economic growth and the well-being of the population. Therefore, governments and financial regulators must be aware of market trends and take preventive measures to avoid a possible crisis.

In this regard, promoting a financial culture that fosters education and knowledge about investment risks and opportunities is fundamental. This way, investors will be better equipped to make informed decisions and reduce their exposure to risk.

In conclusion

Financial risk is a key factor in the world of finance, and effective risk management is essential to minimize risks and maximize profits. While risk can never be completely eliminated, there are various tools and strategies available to mitigate its impact and make informed decisions. Ultimately, a strong financial culture and financial education are fundamental to reducing exposure to risk and promoting long-term economic prosperity.

PDV-a helps you develop a business plan.

References

https://akademiun.com | https://avacum.com | https://hbr.org |

What are corporate finances?PDVa2023-03-16T22:07:07-05:00

What are corporate finances?

Corporate finance is a specialized field of business management that focuses on how companies finance their operations and projects, and how they manage their financial resources to maximize the value of the organization. Corporate finance also deals with the critical financial decision-making process of companies, including investment project selection, capital structure, and dividend distribution.

Furthermore, corporate finance entails an in-depth analysis of a company's financial statements and evaluation of its financial performance. In addition, financial tools such as company valuation, sensitivity analysis, and risk management can assist companies in making informed financial decisions.

In summary, corporate finance is a comprehensive set of practices and techniques utilized by companies to make crucial financial decisions and efficiently manage their financial resources to maximize the organization's value.

PDV-a helps you develop a business plan.

References

https://akademiun.com | https://avacum.com | https://hbr.org | The Innovative Business Model of Xiaoxiandun Bird’s Nest

What is Business Valuation?PDVa2023-03-16T16:00:15-05:00

What is Business Valuation?

Business valuation is the process of determining the value of a company or business based on its financial situation, assets, liabilities, income and expenses, market position, management team, business model, and other relevant factors.

Business valuation can have different objectives, such as selling the company, merging with another company, obtaining financing, or estate planning. Overall, business valuation is important because it provides information about the company's financial situation and growth potential, and can be critical in situations such as the sale of a company or obtaining financing.

Why do we perform business valuation?

Business valuation is performed for various reasons, including:

Sale of the company: If the owners of the company are considering selling it, they need to know its current value to establish a fair and attractive price for potential buyers.
Merger or acquisition: If the company is considering merging with another company or acquiring another company, it needs to know the value of both companies to determine the terms and conditions of the transaction.
Obtaining financing: If the company needs to obtain financing from investors or lenders, it needs to demonstrate its value and ability to generate income to obtain better terms and conditions.
Estate planning: Business valuation is important in estate planning, as it allows owners to determine the value of their assets and plan for succession.

Overall, business valuation helps owners, investors, and other stakeholders understand the value of the company and make informed decisions about its future.

The Importance of Knowing the Value of a Company or Business

Knowing the value of a company or business is of great importance for several reasons:

Decision making: Business valuation provides key information for making strategic and operational decisions. For example, it can help owners decide whether to sell the company, merge with another company, acquire new investments, or seek financing.
Commercial transactions: Valuation is also important in commercial transactions, such as the sale or purchase of a company or business. In this case, knowing the value of the company is essential for establishing a fair price and reaching an agreement between the parties.
Financing: Financial institutions and investors often require a valuation of the company or business before granting financing or investing in a company. Valuation provides important information for determining the company's potential to generate profits and pay off debts.
Financial planning: Valuation is also important for financial planning, as it provides information about the owner's wealth and the taxes that must be paid in the event of a sale or transfer of the company.

Knowing the value of a company or business is fundamental to making strategic and operational decisions, commercial transactions, financing, and financial planning.

In conclusion

Business valuation involves determining its value based on financial, market, and other relevant factors. This valuation can have different objectives, such as sale, merger, financing, or estate planning. Knowing the value of a company is important because it allows for informed and strategic decision-making in commercial situations, such as the sale or purchase of a company, and is essential for obtaining financing or investment. Additionally, valuation provides valuable information for financial planning and tax determination.

PDV-a Te ayuda en la valoración de tus activos (tangibles o intangibles) y de los negocios en marcha (Empresa) | email: info@pdv.acom

References

American Society of Appraisers, ASA Business Valuation, Standards | WORLD BANK GROUP, EVALUATION PRINCIPLES | ISO 10668:2010 establece los principios fundamentales de la valoración | Online company valuation. | Content management | Ponte en contacto email: info@akademiun.com |

How to Value a Company?Jesús María Pérez de Vega2023-03-16T13:25:55-05:00

How to Value a Company?

It is important to follow a staged process when valuing a company as it allows for a rigorous, detailed, and objective evaluation of the business.

Each stage of the process allows for the collection of specific and relevant information, and the application of appropriate valuation techniques and methods to obtain a precise and reliable result. Additionally, a structured process helps to identify possible risks and challenges that may arise during the valuation and take preventive measures to mitigate them. It also allows for clear documentation and communication of the valuation results to stakeholders, which can be critical in situations such as the sale of a company or obtaining financing.

Company Valuation Process

The process of valuing a company generally involves the following steps and stages:

Identify the purpose of the valuation: This determines the approach that will be taken. The purpose may be the sale of the company, merger with another company, obtaining financing, estate planning, among others.
Obtain information about the company: In this stage, information about the company is collected, including its financial history, assets, liabilities, income, expenses, market position, management team, business model, among others.
Select valuation method: The most appropriate valuation method for the company in question is then selected. Common methods include the income approach, asset approach, and market approach.
Make adjustments and projections: In this stage, adjustments are made to the company's financial data to reflect its true value, and financial projections are made for the future.
Determine the value of the company: Using the selected valuation method and adjusted and projected data, the value of the company is determined.
Document the valuation report: Once the valuation is completed, the valuation report must be documented, including the methodology used, financial data, assumptions, and results.
Communicate the valuation report: The valuation report must be communicated to relevant stakeholders, such as company owners, investors, lenders, etc.

It is important to note that each valuation is unique, and the process may vary depending on the circumstances and specific objectives of the company.

International Standards

ISO 10668:2010 establishes principles and requirements for the valuation of financial and non-financial assets, including the valuation of companies and businesses. This standard is based on the concept of value, defined as the price that an informed and motivated buyer would be willing to pay to acquire the asset in question in a free and voluntary transaction in the marke

ISO 10668:2010 establishes the fundamental principles of valuation, such as objectivity, transparency, integrity, impartiality, and competence. It also sets out the requirements for valuation reports, which must include information on the methodology used, financial data, assumptions, and results.

ISO 10668:2010 is a useful tool for companies looking to perform a rigorous and reliable valuation of their financial and non-financial assets, including the valuation of companies and businesses. Adopting this standard can help ensure that the valuation is conducted fairly and objectively, which can be especially important in situations such as the sale of a company or obtaining financing.

In conclusion

Valuing a company involves identifying the purpose, collecting information, selecting the appropriate method, making adjustments and projections, determining value, documenting the report, and communicating it to stakeholders. Each valuation is unique, and the process may vary depending on the circumstances and specific objectives.

PDV-a Te ayuda en la valoración de tus activos (tangibles o intangibles) y de los negocios en marcha (Empresa) | email: info@pdv.acom