{"id":24703,"date":"2023-03-15T12:49:23","date_gmt":"2023-03-15T17:49:23","guid":{"rendered":"https:\/\/pdv-a.com\/?p=24703"},"modified":"2023-03-15T16:14:25","modified_gmt":"2023-03-15T21:14:25","slug":"la-transformacion-digital-ayuda-a-reducir-costos","status":"publish","type":"post","link":"https:\/\/pdv-a.com\/en\/2023\/la-transformacion-digital-ayuda-a-reducir-costos\/","title":{"rendered":"Digital transformation helps reduce costs"},"content":{"rendered":"<h5>Digital transformation has become a necessity for many companies in the current economic context. Faced with the need to improve efficiency, reduce costs, and cope with inflation, more and more Spanish companies are opting to implement technological solutions.<\/h5>\n<h5>In this sense, 2023 is shaping up to be a key year for the digitization of the business fabric.<\/h5>\n<p>Technology has become a great ally for improving productivity and efficiency in recent years. Whether by automating tasks, reducing time in process execution, or implementing new features, digital transformation offers multiple benefits, including a better customer experience.<\/p>\n<p class=\" translation-block\">Business digitization not only allows for cost reduction but also improves the perceived value of the products or services offered. In fact, Spain ranks seventh in Europe and 23rd worldwide in business digitalization, according to the latest Digital Economy Barometer from Ametic.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Digital transformation, efficiency tools<\/strong><\/p>\n<p>Digital transformation is key to improving efficiency and reducing costs in companies.<\/p>\n<p>Actualmente, existen soluciones tecnol\u00f3gicas que ofrecen beneficios tanto a nivel operacional como estrat\u00e9gico. La digitalizaci\u00f3n (transformaci\u00f3n digital) de operaciones a trav\u00e9s de herramientas como el cloud computing y la automatizaci\u00f3n de procesos permite reducir horas destinadas a tareas mec\u00e1nicas, optimizar procesos y ahorrar costes materiales.<\/p>\n<p>Digital transformation has become a key factor in improving productivity and efficiency in business and reducing costs without harming the perceived value of the products or services offered.<\/p>\n<p>In addition, digitalization can also improve employee job satisfaction by reducing their workload and allowing them to focus on more strategic tasks.<\/p>\n<p>Technology has changed the way people save and manage their money, and has made saving easier and more accessible than ever before. There are numerous technological tools that can help people save money, improve their financial efficiency, and achieve their long-term financial goals.<\/p>\n<p>Below are some of the most useful technological tools for saving.<\/p>\n<ul>\n<li>Expense tracking apps: Expense tracking apps allow users to track their daily, weekly, and monthly expenses. This way, they can identify where they are spending their money and find areas where they can cut unnecessary expenses.<\/li>\n<li>Some popular apps include Mint, Personal Capital, and PocketGuard.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><strong>Digital transformation in the business field<\/strong><\/p>\n<p>Digital transformation has allowed for significant advances in business management, especially in the financial field. The digitalization and automation of accounting and financial processes save time and reduce costs through electronic invoicing and better data organization.<\/p>\n<p>Digitalization (digital transformation) has brought with it a large number of financial tools that allow for cost reduction in the company. Below are some of the most relevant:<\/p>\n<ul>\n<li>Electronic invoicing: Electronic invoicing reduces the costs associated with printing and sending paper invoices, as well as their storage and management. In addition, it streamlines the billing process and reduces human errors.<\/li>\n<li>Online banking: Online banking services allow companies to carry out financial management more efficiently and economically, avoiding travel and reducing waiting times in bank branches.<\/li>\n<li>Accounting software: The use of accounting software allows for more efficient management of financial information, avoiding errors and reducing management times.<\/li>\n<li>Expense management systems: These systems allow for more efficient and controlled management of company expenses, avoiding unnecessary expenses and allowing for better financial decision-making.<\/li>\n<li>Online payments: The use of online payment systems allows for more efficient management of collections and payments, reducing the time and costs associated with cash management.<\/li>\n<\/ul>\n<p>In short, digitalization has allowed for the creation of financial tools that enable more efficient and economical management of the company, which translates into cost reduction and improved profitability.<\/p>\n<ul>\n<li>Plataformas de inversi\u00f3n: Las plataformas de inversi\u00f3n en l\u00ednea hacen posible que las personas inviertan su dinero en acciones, fondos de inversi\u00f3n y otros instrumentos financieros sin necesidad de un intermediario financiero tradicional. Esto permite a los inversores ahorrar en comisiones y tomar el control de sus inversiones.\n<ul>\n<li>Algunas plataformas populares incluyen Robinhood, E*TRADE y TD Ameritrade.<\/li>\n<\/ul>\n<\/li>\n<li>Automatic savings apps: Automatic savings apps, such as Acorns and Digit, help users save money automatically without having to think about it. These apps analyze the user's spending and saving patterns and use that information to automatically transfer small amounts of money to a savings or investment account.<\/li>\n<\/ul>\n<p class=\" translation-block\">Online financial advisors: Online financial advisors, such as avacum.com, Betterment, and Wealthfront, offer personalized financial advice and investment management services through online platforms.<\/p>\n<p>These services are less expensive than those offered by traditional financial intermediaries and are designed to help users achieve their long-term financial goals.<\/p>\n<h3><strong>In conclusion<\/strong><\/h3>\n<p>In short, technology has transformed the way people save and manage their money. The technological tools mentioned above are just some of the many that are currently available, and can be used to improve financial efficiency and help people achieve their financial objectives.<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #808080;\"><a style=\"color: #808080;\" href=\"https:\/\/pdv-a.com\/en\/\"><strong>PDVa assists you with your Corporate Finance advisory requirements. Contact us to request information.<\/strong><\/a><\/span><\/p>\n<h3><strong>References<\/strong><\/h3>\n<p><strong><span style=\"color: #ff6600;\"><a style=\"color: #ff6600;\" href=\"https:\/\/akademiun.com\/\" target=\"_blank\" rel=\"noopener\">https:\/\/akademiun.com<\/a>\u00a0|\u00a0<a style=\"color: #ff6600;\" href=\"https:\/\/avacum.com\/\" target=\"_blank\" rel=\"noopener\">https:\/\/avacum.com<\/a>\u00a0|\u00a0<a style=\"color: #ff6600;\" href=\"https:\/\/hbr.org\/\" target=\"_blank\" rel=\"noopener\">https:\/\/hbr.org<\/a><\/span><\/strong><\/p>\n<h3><strong>Study case<\/strong><\/h3>\n<p class=\"article-hed\"><span style=\"color: #ff6600;\"><a style=\"color: #ff6600;\" href=\"https:\/\/hbr.org\/2022\/01\/the-4-pillars-of-successful-digital-transformations\" target=\"_blank\" rel=\"noopener\"><strong>The 4 Pillars of Successful Digital Transformations<\/strong><\/a><\/span><\/p>\n<h3><span style=\"color: #333333;\"><strong>For content inquiries, please contact:<\/strong><\/span><\/h3>\n<p><strong><span style=\"color: #ff6600;\"><a style=\"color: #ff6600;\" href=\"https:\/\/pdv-a.com\/en\/\">www.pdv-a.com |\u00a0<\/a>www.<a style=\"color: #ff6600;\" href=\"http:\/\/akademiun.com\/\" target=\"_blank\" rel=\"noopener\">akademiun.com |\u00a0<\/a> <a style=\"color: #ff6600;\" href=\"mailto:info@pdv-a.com\">info@pdv-a.com<\/a>, | <a style=\"color: #ff6600;\" href=\"mailto:info@akademiun.com\">info@akademiun.com<\/a><\/span><\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>Discover how digital transformation can be a key tool for cost reduction in your company, through technological solutions that optimize processes, automate tasks, and simplify financial management. Learn about the advantages of digitalization in terms of savings and how to implement it in your business.<\/p>","protected":false},"author":5,"featured_media":3154,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"_joinchat":{"telephone":"+525525338703","message_text":"\u00bfEn qu\u00e9 te podemos ayudar?"},"footnotes":""},"categories":[268,679],"tags":[213,244,635,585,200],"class_list":["post-24703","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finanzas-corporativas","category-transformacion-digital","tag-administracion","tag-educacion-financiera","tag-finanzas-corporativas","tag-planeacion-financiera","tag-transformacion-digital"],"_links":{"self":[{"href":"https:\/\/pdv-a.com\/en\/wp-json\/wp\/v2\/posts\/24703","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pdv-a.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pdv-a.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pdv-a.com\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/pdv-a.com\/en\/wp-json\/wp\/v2\/comments?post=24703"}],"version-history":[{"count":20,"href":"https:\/\/pdv-a.com\/en\/wp-json\/wp\/v2\/posts\/24703\/revisions"}],"predecessor-version":[{"id":24735,"href":"https:\/\/pdv-a.com\/en\/wp-json\/wp\/v2\/posts\/24703\/revisions\/24735"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pdv-a.com\/en\/wp-json\/wp\/v2\/media\/3154"}],"wp:attachment":[{"href":"https:\/\/pdv-a.com\/en\/wp-json\/wp\/v2\/media?parent=24703"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pdv-a.com\/en\/wp-json\/wp\/v2\/categories?post=24703"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pdv-a.com\/en\/wp-json\/wp\/v2\/tags?post=24703"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}