{"id":22536,"date":"2020-07-20T21:00:08","date_gmt":"2020-07-20T21:00:08","guid":{"rendered":"https:\/\/www.pdv-a.com\/?page_id=22536"},"modified":"2020-07-29T17:30:31","modified_gmt":"2020-07-29T22:30:31","slug":"gestion-de-riesgos","status":"publish","type":"page","link":"https:\/\/pdv-a.com\/en\/gestion-de-riesgos\/","title":{"rendered":"Risk Management"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-image: url(\"https:\/\/pdv-a.com\/wp-content\/uploads\/2016\/02\/home_header_below_slider_bg.jpg\");background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;'><div class=\"fusion-builder-row fusion-row\"><div  data-animationtype=\"fadeInUp\" data-animationduration=\"1.0\" data-animationoffset=\"100%\" class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2 fusion-builder-column-0 fusion-one-half fusion-column-first fusion-animated 1_2\"  style='margin-top:50px;margin-bottom:0px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 5%;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-column-content-centered\"><div class=\"fusion-column-content\"><style type=\"text\/css\"><\/style><div class=\"fusion-title title fusion-title-1 fusion-title-text fusion-title-size-two\" style=\"margin-top:2%;margin-bottom:2%;\"><h2 class=\"title-heading-left\" style=\"margin:0;color:#ffffff;\"><p id=\"ibm-pagetitle-h1\">Servicios de Consultor\u00eda de Gesti\u00f3n de Riesgos y de Fraudes<\/p><\/h2><div class=\"title-sep-container\"><div class=\"title-sep sep-\" style=\"border-color:#e2e2e2;\"><\/div><\/div><\/div><style type=\"text\/css\"><\/style><div class=\"fusion-title title fusion-title-2 fusion-title-text fusion-title-size-three\" style=\"margin-top:0px;margin-bottom:30px;\"><h3 class=\"title-heading-left\" style=\"font-family:&quot;Open Sans&quot;;font-weight:600;margin:0;color:#ff9800;\">Ayudamos a resolver riesgos operativos, cumplimiento corporativos, fraudes y abusos.<\/h3><div class=\"title-sep-container\"><div class=\"title-sep sep-\" style=\"border-color:#e2e2e2;\"><\/div><\/div><\/div><div class=\"fusion-text\"><p style=\"text-align: left;\"><span style=\"color: #ffffff;\">Las tendencias de los mercados, las exigencias de la sociedad, las nuevas regulaciones en gobierno corporativos, los tiempos de respuesta m\u00e1s cortos y la nueva complejidad empresarial son nuevas requerimientos y necesidades de las organizaciones y sus consejos de administraci\u00f3n<\/span>.<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-double\" style=\"border-color:#e0dede;border-top-width:0px;border-bottom-width:0px;margin-left: auto;margin-right: auto;margin-top:5px;\"><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-nested-column-1 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top: 0px;margin-bottom: 20px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper fusion-column-wrapper-1\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\" data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-button-wrapper fusion-aligncenter\"><style type=\"text\/css\">.fusion-button.button-1 .fusion-button-text, .fusion-button.button-1 i {color:#336e6a;}.fusion-button.button-1 .fusion-button-icon-divider{border-color:#336e6a;}.fusion-button.button-1:hover .fusion-button-text, .fusion-button.button-1:hover i,.fusion-button.button-1:focus .fusion-button-text, .fusion-button.button-1:focus i,.fusion-button.button-1:active .fusion-button-text, .fusion-button.button-1:active{color:#ffffff;}.fusion-button.button-1:hover .fusion-button-icon-divider, .fusion-button.button-1:hover .fusion-button-icon-divider, .fusion-button.button-1:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-1:hover, .fusion-button.button-1:focus, .fusion-button.button-1:active{border-color:#336e6a;}.fusion-button.button-1 {border-color:#ffffff;border-radius:2px;}.fusion-button.button-1{background: #ffffff;}.fusion-button.button-1:hover,.button-1:focus,.fusion-button.button-1:active{background: #336e6a;}<\/style><a class=\"fusion-button button-flat fusion-button-default-size button-custom button-1 fusion-button-default-span fusion-button-default-type\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/pdv-a.com\/en\/contacto\/\"><span class=\"fusion-button-text\">CONTACT US<\/span><i class=\"fa-book-open fas button-icon-right\"><\/i><\/a><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2 fusion-builder-column-1 fusion-one-half fusion-column-last 1_2\"  style='margin-top:0px;margin-bottom:20px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-fullwidth.fusion-builder-row-1 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link) , .fusion-fullwidth.fusion-builder-row-1 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):before, .fusion-fullwidth.fusion-builder-row-1 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):after {color: #212934;}.fusion-fullwidth.fusion-builder-row-1 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover, .fusion-fullwidth.fusion-builder-row-1 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:before, .fusion-fullwidth.fusion-builder-row-1 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:after {color: #ff7700;}.fusion-fullwidth.fusion-builder-row-1 .pagination a.inactive:hover, .fusion-fullwidth.fusion-builder-row-1 .fusion-filters .fusion-filter.fusion-active a {border-color: #ff7700;}.fusion-fullwidth.fusion-builder-row-1 .pagination .current {border-color: #ff7700; background-color: #ff7700;}.fusion-fullwidth.fusion-builder-row-1 .fusion-filters .fusion-filter.fusion-active a, .fusion-fullwidth.fusion-builder-row-1 .fusion-date-and-formats .fusion-format-box, .fusion-fullwidth.fusion-builder-row-1 .fusion-popover, .fusion-fullwidth.fusion-builder-row-1 .tooltip-shortcode {color: #ff7700;}#main .fusion-fullwidth.fusion-builder-row-1 .post .blog-shortcode-post-title a:hover {color: #ff7700;}.fusion-builder-row-1{filter: sepia(70%);transition: filter 0.3s ease;}.fusion-builder-row-1:hover{filter: sepia(0%);}<\/style><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:2%;padding-right:0px;padding-bottom:0px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row\"><div  data-animationtype=\"fadeInUp\" data-animationduration=\"1.0\" data-animationoffset=\"100%\" class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-2 fusion-one-full fusion-column-first fusion-column-last fusion-animated 1_1\"  style='margin-top:0px;margin-bottom:20px;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><style type=\"text\/css\"><\/style><div class=\"fusion-title title fusion-title-3 fusion-title-center fusion-title-text fusion-title-size-two\" style=\"font-size:34px;margin-top:0px;margin-bottom:30px;\"><div class=\"title-sep-container title-sep-container-left\"><div class=\"title-sep sep-\" style=\"border-color:#e2e2e2;\"><\/div><\/div><h2 class=\"title-heading-center\" style=\"font-family:&quot;Montserrat&quot;;font-weight:700;margin:0;font-size:1em;color:#dd5f56;\">\u00bfComo te podemos ayudar?&#8230; Nuestros Servicios de Gesti\u00f3n de Riesgos<\/h2><div class=\"title-sep-container title-sep-container-right\"><div class=\"title-sep sep-\" style=\"border-color:#e2e2e2;\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_5 fusion-builder-column-3 fusion-one-fifth fusion-column-first fusion-no-small-visibility fusion-no-medium-visibility 1_5\"  style='margin-top:0px;margin-bottom:20px;width:20%;width:calc(20% - ( ( 4% + 4% ) * 0.2 ) );margin-right: 4%;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  data-animationtype=\"fadeInUp\" data-animationduration=\"1.0\" data-animationoffset=\"100%\" class=\"fusion-layout-column fusion_builder_column fusion_builder_column_3_5 fusion-builder-column-4 fusion-three-fifth fusion-animated 3_5\"  style='margin-top:0px;margin-bottom:20px;width:60%;width:calc(60% - ( ( 4% + 4% ) * 0.6 ) );margin-right: 4%;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-text\"><p style=\"text-align: center;\">Los servicios de Riesgo Operativo de PDV-a ayudan a mejorar el control de riesgos operativos en la empresa, tanto en el control y gesti\u00f3n corporativa como de eventos externos como (fraude y robos, compa\u00f1\u00edas de seguros, \u00e9tica y moral,etc.)<\/p>\n<p style=\"text-align: center;\">Los Consejos de administraci\u00f3n y principales ejecutivos CEO y CFO entienden la importancia de identificar el fraude, los desperdicios, el abuso y los errores en la organizaci\u00f3n. El<\/p>\n<p style=\"text-align: center;\">cumplimiento de normas y procesos eficiente y eficaz requiere un enfoque que integre conocimiento y las capacidades anal\u00edticas para detectar dichos estos comportamientos.<\/p>\n<h3 style=\"text-align: center;\">Reduzca los costos operativos relacionados con la gesti\u00f3n de riesgo y fraude.<\/h3>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-double\" style=\"border-color:#e0dede;border-top-width:0px;border-bottom-width:0px;margin-left: auto;margin-right: auto;margin-top:20px;\"><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_5 fusion-builder-column-5 fusion-one-fifth fusion-column-last fusion-no-small-visibility fusion-no-medium-visibility 1_5\"  style='margin-top:0px;margin-bottom:20px;width:20%;width:calc(20% - ( ( 4% + 4% ) * 0.2 ) );'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-fullwidth.fusion-builder-row-2 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link) , .fusion-fullwidth.fusion-builder-row-2 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):before, .fusion-fullwidth.fusion-builder-row-2 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):after {color: #212934;}.fusion-fullwidth.fusion-builder-row-2 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover, .fusion-fullwidth.fusion-builder-row-2 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:before, .fusion-fullwidth.fusion-builder-row-2 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:after {color: #ff7700;}.fusion-fullwidth.fusion-builder-row-2 .pagination a.inactive:hover, .fusion-fullwidth.fusion-builder-row-2 .fusion-filters .fusion-filter.fusion-active a {border-color: #ff7700;}.fusion-fullwidth.fusion-builder-row-2 .pagination .current {border-color: #ff7700; background-color: #ff7700;}.fusion-fullwidth.fusion-builder-row-2 .fusion-filters .fusion-filter.fusion-active a, .fusion-fullwidth.fusion-builder-row-2 .fusion-date-and-formats .fusion-format-box, .fusion-fullwidth.fusion-builder-row-2 .fusion-popover, .fusion-fullwidth.fusion-builder-row-2 .tooltip-shortcode {color: #ff7700;}#main .fusion-fullwidth.fusion-builder-row-2 .post .blog-shortcode-post-title a:hover {color: #ff7700;}<\/style><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:6%;padding-right:0px;padding-bottom:0px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row\"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-6 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:20px;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><style type=\"text\/css\"><\/style><div class=\"fusion-title title fusion-title-4 fusion-title-center fusion-title-text fusion-title-size-two\" style=\"margin-top:3%;margin-bottom:2%;\"><div class=\"title-sep-container title-sep-container-left\"><div class=\"title-sep sep-\" style=\"border-color:#e2e2e2;\"><\/div><\/div><h2 class=\"title-heading-center\" style=\"margin:0;\">Servicios de gestion de riesgos<\/h2><div class=\"title-sep-container title-sep-container-right\"><div class=\"title-sep sep-\" style=\"border-color:#e2e2e2;\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  data-animationtype=\"fadeInUp\" data-animationduration=\"1.0\" data-animationoffset=\"100%\" class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-7 fusion-one-full fusion-column-first fusion-column-last fusion-animated 1_1\"  style='margin-top:0px;margin-bottom:20px;'><div class=\"fusion-column-wrapper fusion-column-has-shadow\" style=\"overflow:hidden;border-radius:8px 8px 8px 8px;box-shadow:0px 20px 45px 0px rgba(0,0,0,0.2);;padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;border-radius:8px 8px 8px 8px;\"   data-bg-url=\"\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_3 fusion-builder-nested-column-2 fusion-one-third fusion-column-first 1_3\"  style='margin-top: 0px;margin-bottom: 0px;width:33.33%;width:calc(33.33% - ( ( 0% + 0% ) * 0.3333 ) );margin-right:0%;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper fusion-column-wrapper-2\" style=\"background-color:#ffffff;padding: 30px 30px 30px 30px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\" data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"imageframe-align-center\"><span style=\"width:100%;max-width:165px;\" class=\"fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/bit.ly\/36wi3Wl\" target=\"_self\" rel=\"noopener\"><\/a><\/span><\/div><style type=\"text\/css\">@media only screen and (max-width:800px) {.fusion-title.fusion-title-5{margin-top:-20px!important;margin-bottom:20px!important;}}<\/style><div class=\"fusion-title title fusion-title-5 fusion-title-center fusion-title-text fusion-title-size-two\" style=\"font-size:18px;margin-top:-20px;margin-bottom:30px;\"><div class=\"title-sep-container title-sep-container-left\"><div class=\"title-sep sep-\" style=\"border-color:#e2e2e2;\"><\/div><\/div><h2 class=\"title-heading-center\" style=\"font-family:&quot;Montserrat&quot;;font-weight:700;margin:0;font-size:1em;color:#336e6a;\">Servicios de gesti\u00f3n de riesgos operativos<\/h2><div class=\"title-sep-container title-sep-container-right\"><div class=\"title-sep sep-\" style=\"border-color:#e2e2e2;\"><\/div><\/div><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator sep-double\" style=\"border-color:#e0dede;border-top-width:1px;border-bottom-width:1px;margin-left: auto;margin-right: auto;margin-top:15px;margin-bottom:30px;width:100%;max-width:120px;\"><\/div><div class=\"fusion-text\"><p style=\"text-align: center;\">Implementaci\u00f3n de un sistema de gesti\u00f3n de de riesgos operativos (empresariales) que modele el impacto de los posibles riesgos operativos.<\/p>\n<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_3 fusion-builder-nested-column-3 fusion-one-third 1_3\"  style='margin-top: 0px;margin-bottom: 0px;width:33.33%;width:calc(33.33% - ( ( 0% + 0% ) * 0.3333 ) );margin-right:0%;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper fusion-column-wrapper-3\" style=\"background-color:#f1fbfa;padding: 30px 30px 30px 30px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\" data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"imageframe-align-center\"><span style=\"width:100%;max-width:165px;\" class=\"fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/bit.ly\/36wi3Wl\" target=\"_self\" rel=\"noopener\"><\/a><\/span><\/div><style type=\"text\/css\">@media only screen and (max-width:800px) {.fusion-title.fusion-title-6{margin-top:-20px!important;margin-bottom:20px!important;}}<\/style><div class=\"fusion-title title fusion-title-6 fusion-title-center fusion-title-text fusion-title-size-two\" style=\"font-size:18px;margin-top:-20px;margin-bottom:30px;\"><div class=\"title-sep-container title-sep-container-left\"><div class=\"title-sep sep-\" style=\"border-color:#e2e2e2;\"><\/div><\/div><h2 class=\"title-heading-center\" style=\"font-family:&quot;Montserrat&quot;;font-weight:700;margin:0;font-size:1em;color:#336e6a;\">Soluciones de gobierno corporativo.<\/h2><div class=\"title-sep-container title-sep-container-right\"><div class=\"title-sep sep-\" style=\"border-color:#e2e2e2;\"><\/div><\/div><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator sep-double\" style=\"border-color:#e0dede;border-top-width:1px;border-bottom-width:1px;margin-left: auto;margin-right: auto;margin-top:15px;margin-bottom:30px;width:100%;max-width:120px;\"><\/div><div class=\"fusion-text\"><p style=\"text-align: center;\">Soluciones de gobierno corporativo, diagn\u00f3stico de las mejores pr\u00e1cticas de gobierno corporativo y de las recomendaciones del regulador. Implementaci\u00f3n de un consejo de administraci\u00f3n, \u00e9tica, moral y quejas.<\/p>\n<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_3 fusion-builder-nested-column-4 fusion-one-third fusion-column-last 1_3\"  style='margin-top: 0px;margin-bottom: 0px;width:33.33%;width:calc(33.33% - ( ( 0% + 0% ) * 0.3333 ) );'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper fusion-column-wrapper-4\" style=\"background-color:#ffffff;padding: 30px 30px 30px 30px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\" data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"imageframe-align-center\"><span style=\"width:100%;max-width:165px;\" class=\"fusion-imageframe imageframe-none imageframe-3 hover-type-none\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/bit.ly\/36wi3Wl\" target=\"_self\" rel=\"noopener\"><\/a><\/span><\/div><style type=\"text\/css\">@media only screen and (max-width:800px) {.fusion-title.fusion-title-7{margin-top:-20px!important;margin-bottom:20px!important;}}<\/style><div class=\"fusion-title title fusion-title-7 fusion-title-center fusion-title-text fusion-title-size-two\" style=\"font-size:18px;margin-top:-20px;margin-bottom:30px;\"><div class=\"title-sep-container title-sep-container-left\"><div class=\"title-sep sep-\" style=\"border-color:#e2e2e2;\"><\/div><\/div><h2 class=\"title-heading-center\" style=\"font-family:&quot;Montserrat&quot;;font-weight:700;margin:0;font-size:1em;color:#336e6a;\">Servicios contra fraude y delitos financieros.<\/h2><div class=\"title-sep-container title-sep-container-right\"><div class=\"title-sep sep-\" style=\"border-color:#e2e2e2;\"><\/div><\/div><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator sep-double\" 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#ff7700;}#main .fusion-fullwidth.fusion-builder-row-3 .post .blog-shortcode-post-title a:hover {color: #ff7700;}<\/style><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row\"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-8 fusion-one-full fusion-column-first fusion-column-last fusion-column-no-min-height 1_1\"  style='margin-top:0px;margin-bottom:20px;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div 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class=\"title-heading-left\" style=\"margin:0;\"><strong>Contact us<\/strong><\/h3><div class=\"title-sep-container\"><div class=\"title-sep sep-\" style=\"border-color:#e2e2e2;\"><\/div><\/div><\/div>\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f3145-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"3145\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/wp-json\/wp\/v2\/pages\/22536\/\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\" data-trp-original-action=\"\/en\/wp-json\/wp\/v2\/pages\/22536\/#wpcf7-f3145-o1\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"3145\" \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f3145-o1\" \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/div>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Nombre\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span>\n<\/p>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span>\n<\/p>\n<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Send\" \/>\n<\/p><p style=\"display: none !important;\" class=\"akismet-fields-container\" 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fusion-column-no-min-height 1_2\"  style='margin-top:0px;margin-bottom:20px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><style type=\"text\/css\"><\/style><div class=\"fusion-title title fusion-title-9 fusion-title-text fusion-title-size-three\" style=\"margin-top:0px;margin-bottom:30px;\"><h3 class=\"title-heading-left\" style=\"margin:0;\">Preguntas frecuentes sobre riesgos<\/h3><div class=\"title-sep-container\"><div class=\"title-sep sep-\" style=\"border-color:#e2e2e2;\"><\/div><\/div><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-single sep-solid\" style=\"border-color:#e0dede;border-top-width:1px;margin-left: auto;margin-right: auto;margin-top:1%;margin-bottom:1%;\"><\/div><style type=\"text\/css\">.fusion-accordian #accordian-1 .panel-title a .fa-fusion-box:before{ font-size: 13px;}.fusion-accordian #accordian-1 .panel-title a .fa-fusion-box{ color: #ffffff;}.fusion-accordian #accordian-1 .panel-title a{font-size:18px;}.fusion-accordian #accordian-1 .fa-fusion-box { background-color: #333333;border-color: #333333;}.fusion-accordian #accordian-1 .panel-title a:hover,.fusion-accordian #accordian-1 .panel-title a.hover { color: #a0ce4e;}.fusion-faq-shortcode .fusion-accordian #accordian-1 .fusion-toggle-boxed-mode:hover .panel-title a { color: #a0ce4e;}.fusion-accordian #accordian-1 .panel-title .active .fa-fusion-box,.fusion-accordian #accordian-1 .panel-title a:hover .fa-fusion-box,.fusion-accordian #accordian-1 .panel-title a.hover .fa-fusion-box { background-color: #a0ce4e!important;border-color: #a0ce4e!important;}<\/style><div class=\"fusion-faq-shortcode\"><div class=\"fusion-faqs-wrapper\"><div class=\"accordian fusion-accordian\"><div class=\"panel-group\" id=\"accordian-1\"><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-25826 modelo-de-negocio plan-de-negocio riesgos valoracion\"><span class=\"entry-title rich-snippet-hidden\">\u00bfQu\u00e9 par\u00e1metro mide mejor la creaci\u00f3n de valor, el EVA (economic value added), el beneficio econ\u00f3mico o el CVA (Cash value added)?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/pdv-a.com\/en\/author\/pvda\/\" title=\"Posts by PDVa\" rel=\"author\">PDVa<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2024-02-16T15:49:23-05:00<\/span><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-25826\" href=\"#collapse-1-25826\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">\u00bfQu\u00e9 par\u00e1metro mide mejor la creaci\u00f3n de valor, el EVA (economic value added), el beneficio econ\u00f3mico o el CVA (Cash value added)?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-25826\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"w-full text-token-text-primary\" data-testid=\"conversation-turn-6\">\n<div class=\"px-4 py-2 justify-center text-base md:gap-6 m-auto\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem] group\">\n<div class=\"relative flex w-full flex-col\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-grow flex-col max-w-full\">\n<h4 class=\"min-h-[20px] text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 overflow-x-auto\" data-message-author-role=\"user\" data-message-id=\"aaa29a9b-4369-427f-95c3-dfff7eb9ba5a\"><strong>Creacion de Valor<\/strong><\/h4>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"w-full text-token-text-primary\" data-testid=\"conversation-turn-7\">\n<div class=\"px-4 py-2 justify-center text-base md:gap-6 m-auto\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem] group final-completion\">\n<div class=\"relative flex w-full flex-col agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-grow flex-col max-w-full\">\n<div class=\"min-h-[20px] text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"efdbd1a3-03b3-4046-b176-a57c50282223\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>El EVA (Economic Value Added), el beneficio econ\u00f3mico y el CVA (Cash Value Added) son todos par\u00e1metros utilizados para evaluar la creaci\u00f3n de valor en una empresa, pero cada uno se enfoca en diferentes aspectos y tiene sus propias ventajas y limitaciones. Aqu\u00ed hay una breve descripci\u00f3n de cada uno:<\/p>\n<ol>\n<li><strong>EVA (Economic Value Added):<\/strong> El EVA es una medida de desempe\u00f1o financiero que se centra en la generaci\u00f3n de valor para los accionistas. Se calcula restando el costo de capital (costo de los recursos utilizados para financiar las operaciones) del beneficio operativo neto despu\u00e9s de impuestos. El EVA se considera una medida de creaci\u00f3n de valor porque muestra cu\u00e1nto valor se ha generado por encima del costo de los recursos utilizados. Es una medida popular entre los analistas financieros y los ejecutivos para evaluar la eficiencia en el uso de los recursos de una empresa.<\/li>\n<li><strong>Beneficio econ\u00f3mico:<\/strong> El beneficio econ\u00f3mico es una medida similar al EVA en el sentido de que tambi\u00e9n se centra en la creaci\u00f3n de valor para los accionistas. Se calcula restando el costo del capital empleado (que puede ser el costo de capital propio o el costo de capital promedio ponderado) del beneficio neto despu\u00e9s de impuestos. Al igual que el EVA, el beneficio econ\u00f3mico indica cu\u00e1nto valor se ha creado para los accionistas despu\u00e9s de tener en cuenta el costo de los recursos utilizados.<\/li>\n<li><strong>CVA (Cash Value Added):<\/strong> El CVA se enfoca en la generaci\u00f3n de valor en t\u00e9rminos de flujo de efectivo. Se calcula restando el costo del capital del flujo de efectivo operativo neto. A diferencia del EVA y el beneficio econ\u00f3mico, que se basan en medidas contables, el CVA se centra en el flujo de efectivo real generado por la empresa. Esto puede ser \u00fatil para evaluar la solidez financiera de una empresa y su capacidad para generar efectivo.<\/li>\n<\/ol>\n<p>En cuanto a cu\u00e1l de estos par\u00e1metros mide mejor la creaci\u00f3n de valor, no hay una respuesta definitiva, ya que depende del contexto y de las preferencias de los inversores y analistas. Algunos podr\u00edan preferir el EVA o el beneficio econ\u00f3mico por su enfoque en la rentabilidad contable, mientras que otros podr\u00edan favorecer el CVA por su \u00e9nfasis en el flujo de efectivo. En general, es \u00fatil considerar m\u00faltiples medidas de creaci\u00f3n de valor para obtener una imagen completa del desempe\u00f1o financiero de una empresa.<\/p>\n<p><strong>References<\/strong><\/p>\n<p><strong>Interesting pages.\u00a0<\/strong><a href=\"https:\/\/www.investing.com\/\" target=\"_blank\" rel=\"noopener\"><b><span style=\"color: #ff6600;\">https:\/\/www.investing.com\/<\/span><\/b><\/a><strong><span style=\"color: #ff6600;\">\u00a0<\/span><\/strong><a href=\"https:\/\/www.nyse.com\/index\" target=\"_blank\" rel=\"noopener\"><b><span style=\"color: #ff6600;\">https:\/\/www.nyse.com\/index |\u00a0<\/span><\/b><\/a><a href=\"https:\/\/hbr.org\/\" target=\"_blank\" rel=\"noopener\"><b><span style=\"color: #ff6600;\">https:\/\/hbr.org\/<\/span><\/b><\/a><strong><span style=\"color: #ff6600;\"> | <\/span><\/strong><a href=\"https:\/\/www.sec.gov\/\" target=\"_blank\" rel=\"noopener\"><b><span style=\"color: #ff6600;\">SEC<\/span><\/b><\/a><strong><span style=\"color: #ff6600;\"> | <\/span><\/strong><a href=\"https:\/\/hbr.org\/\" target=\"_blank\" rel=\"noopener\"><b><span style=\"color: #ff6600;\">Harvard Business Review<\/span><\/b><\/a><\/p>\n<p><strong><span style=\"color: black;\">Finanzas corporativas en l\u00ednea:<\/span> <\/strong><a href=\"https:\/\/avacum.com\/\" target=\"_blank\" rel=\"noopener\"><b><span style=\"color: #ff6600;\">https:\/\/avacum.com |<\/span><\/b><\/a><strong><span style=\"color: #ff6600;\">\u00a0Corporate finance advisory <\/span><\/strong><a href=\"https:\/\/pdv-a.com\/en\/\"><b><span style=\"color: #ff6600;\">https:\/\/pdv-a.com<\/span><\/b><\/a><strong><span style=\"color: #ff6600;\">\u00a0Para una mayor informaci\u00f3n: Info@pdv-a.com<\/span><\/strong><\/p>\n<p><strong><span style=\"color: #ff6600;\">WhatsApp: +52.1.5525338703<\/span><\/strong><\/p>\n<p><strong><span style=\"color: black;\">Sobre cursos de finanzas y contenidos<\/span><span style=\"color: #ff6600;\">:\u00a0info@akademiun.com | <\/span><\/strong><a href=\"https:\/\/akademiun.com\/\" target=\"_blank\" rel=\"noopener\"><b><span style=\"color: #ff6600;\">https:\/\/<\/span><\/b><\/a><a href=\"https:\/\/akademiun.com\/\" target=\"_blank\" rel=\"noopener\"><b><span style=\"color: #ff6600;\">akademiun.com<\/span><\/b><\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-23192 riesgos\"><span class=\"entry-title rich-snippet-hidden\">What are the most common operational risks?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/pdv-a.com\/en\/author\/pvda\/\" title=\"Posts by PDVa\" rel=\"author\">PDVa<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2023-03-17T13:21:35-05:00<\/span><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-23192\" href=\"#collapse-1-23192\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">What are the most common operational risks?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-23192\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><h5>Operational risks in a company are those that stem from the daily management of the company's activities and can have a negative impact on financial results and the company's reputation<\/h5>\n<p>Some examples of operational risks include:<\/p>\n<ol>\n<li>Security risks: Security risks include the possibility of theft, vandalism, industrial espionage or cyber-attacks that can affect the security and confidentiality of the company's data and customer information.<\/li>\n<li>Compliance risks: Compliance risks are those related to compliance with laws, regulations, and industry norms. If a company fails to comply with these standards, it may face sanctions and fines.<\/li>\n<li>Personnel risks: Personnel risks relate to the company's personnel, including lack of training, personnel turnover, lack of supervision, and poor management of internal conflicts.<\/li>\n<li>Process risks: Process risks relate to the company's internal processes, including lack of planning, poor inventory management, and lack of quality control.<\/li>\n<li>Financial risks: Financial risks refer to the financial management of the company, including lack of expense control, lack of budgeting, and lack of control over accounts payable and receivable.<\/li>\n<\/ol>\n<p>To mitigate operational risks in a company, it is important to carry out regular risk assessments, implement security and compliance policies and procedures, invest in employee training and development, improve internal processes, and conduct effective financial management. Additionally, it is important to have a contingency plan in place in case of an adverse event.<\/p>\n<h5><strong>In conclusion<\/strong><\/h5>\n<p>The operational risks within a company that can negatively affect financial results and the company's reputation are mentioned, such as security, compliance, personnel, processes, and financial risks. To mitigate these risks, it is suggested that regular risk assessments be conducted, security and compliance policies and procedures be implemented, investments made in employee training and development, internal processes be improved, effective financial management be carried out, and a contingency plan be in place in case of an adverse event.<\/p>\n<p>&nbsp;<\/p>\n<p><strong><a href=\"https:\/\/pdv-a.com\/en\/\"><span style=\"color: #ff6600;\">PDVa helps you assess your company or business.<\/span><\/a><span style=\"color: #ff6600;\">.<\/span><\/strong><\/p>\n<h3 class=\"\" data-fontsize=\"28\" data-lineheight=\"44.8px\"><span style=\"color: #000000;\"><strong>References<\/strong><\/span><\/h3>\n<p><span style=\"color: #ff6600;\"><strong><a style=\"color: #ff6600;\" href=\"https:\/\/akademiun.com\/\" target=\"_blank\" rel=\"noopener\">https:\/\/akademiun.com<\/a>\u00a0|\u00a0<a style=\"color: #ff6600;\" href=\"https:\/\/avacum.com\/\" target=\"_blank\" rel=\"noopener\">https:\/\/avacum.com<\/a>\u00a0|\u00a0<a style=\"color: #ff6600;\" href=\"https:\/\/hbr.org\/\" target=\"_blank\" rel=\"noopener\">https:\/\/hbr.org |<\/a><\/strong><\/span><\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-23190 riesgos\"><span class=\"entry-title rich-snippet-hidden\">Operational Risks: Definition.<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/pdv-a.com\/en\/author\/pvda\/\" title=\"Posts by PDVa\" rel=\"author\">PDVa<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2023-03-17T13:34:01-05:00<\/span><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-23190\" href=\"#collapse-1-23190\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Operational Risks: Definition.<\/div><\/a><\/h4><\/div><div id=\"collapse-1-23190\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><h5>Operational risks are those that arise from inefficiencies or failures in internal processes and operations management within a company.<\/h5>\n<p>These risks can include human errors, computer system failures, internal fraud, supplier issues, and other events that can impact a company's ability to meet its objectives and goals.<\/p>\n<p>Examples of operational risks include lack of internal control, inadequate employee training, poor production planning and control, inadequate maintenance and supervision of equipment and systems, and lack of business continuity planning in the event of natural disasters or unexpected events.<\/p>\n<p>It is crucial for companies to identify and effectively manage these risks to avoid financial and reputational losses and ensure the continuity and success of their operations. Companies can employ a range of risk management strategies, including risk avoidance, risk transfer, risk reduction, and risk acceptance. Proper risk management can help companies mitigate potential losses and maintain a competitive advantage in their industries.<\/p>\n<p>&nbsp;<\/p>\n<p><strong><a href=\"https:\/\/pdv-a.com\/en\/\"><span style=\"color: #ff6600;\">PDVa helps you assess your company or business.<\/span><\/a><span style=\"color: #ff6600;\">.<\/span><\/strong><\/p>\n<h3 class=\"\" data-fontsize=\"28\" data-lineheight=\"44.8px\"><span style=\"color: #000000;\"><strong>References<\/strong><\/span><\/h3>\n<p><span style=\"color: #ff6600;\"><strong><a style=\"color: #ff6600;\" href=\"https:\/\/akademiun.com\/\" target=\"_blank\" rel=\"noopener\">https:\/\/akademiun.com<\/a>\u00a0|\u00a0<a style=\"color: #ff6600;\" href=\"https:\/\/avacum.com\/\" target=\"_blank\" rel=\"noopener\">https:\/\/avacum.com<\/a>\u00a0|\u00a0<a style=\"color: #ff6600;\" href=\"https:\/\/hbr.org\/\" target=\"_blank\" rel=\"noopener\">https:\/\/hbr.org |<\/a><\/strong><\/span><\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-23188 riesgos\"><span class=\"entry-title rich-snippet-hidden\">What are financial risks?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/pdv-a.com\/en\/author\/pvda\/\" title=\"Posts by PDVa\" rel=\"author\">PDVa<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2023-03-17T11:24:50-05:00<\/span><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-23188\" href=\"#collapse-1-23188\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">What are financial risks?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-23188\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><h5>Financial risks are one of the most critical concepts in the world of finance. This term refers to the possibility that an investment may not generate the expected results, which can lead to a loss of capital.<\/h5>\n<p>Nowadays, financial risk has become an increasingly relevant topic due to market volatility and global economic uncertainty. As a result, businesses and investors must consider different strategies to minimize risks and maximize profits.<\/p>\n<p>There are several tools available for evaluating and managing financial risk. One of the most commonly used is risk analysis, which identifies the factors that can affect an investment and estimates their probability of occurrence. Other common tools include the use of financial instruments such as insurance and futures contracts, as well as portfolio diversification.<\/p>\n<p>However, it is important to note that financial risk can never be completely eliminated. Even the safest investments are subject to a certain level of risk. Therefore, it is essential for investors to be willing to take on a certain level of risk based on their goals and risk tolerance.<\/p>\n<p>It is worth mentioning that financial risk not only affects investors and businesses, but also entire economies. A financial crisis can have a significant impact on economic growth and the well-being of the population. Therefore, governments and financial regulators must be aware of market trends and take preventive measures to avoid a possible crisis.<\/p>\n<p>In this regard, promoting a financial culture that fosters education and knowledge about investment risks and opportunities is fundamental. This way, investors will be better equipped to make informed decisions and reduce their exposure to risk.<\/p>\n<h5><strong>In conclusion<\/strong><\/h5>\n<p>Financial risk is a key factor in the world of finance, and effective risk management is essential to minimize risks and maximize profits. While risk can never be completely eliminated, there are various tools and strategies available to mitigate its impact and make informed decisions. Ultimately, a strong financial culture and financial education are fundamental to reducing exposure to risk and promoting long-term economic prosperity.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/pdv-a.com\/en\/planes-de-negocio\/\"><strong><span style=\"color: #ff6600;\">PDV-a helps you develop a business plan.<\/span><\/strong><\/a><\/p>\n<h3><strong>References<\/strong><\/h3>\n<p><strong><span style=\"color: #ff6600;\"><a style=\"color: #ff6600;\" href=\"https:\/\/akademiun.com\" target=\"_blank\" rel=\"noopener\">https:\/\/akademiun.com<\/a> | <a style=\"color: #ff6600;\" href=\"https:\/\/avacum.com\" target=\"_blank\" rel=\"noopener\">https:\/\/avacum.com<\/a> | <a style=\"color: #ff6600;\" href=\"https:\/\/hbr.org\" target=\"_blank\" rel=\"noopener\">https:\/\/hbr.org |<\/a><\/span><\/strong><\/p>\n<p>&nbsp;<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-23185 riesgos\"><span class=\"entry-title rich-snippet-hidden\">What are corporate finances?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/pdv-a.com\/en\/author\/pvda\/\" title=\"Posts by PDVa\" rel=\"author\">PDVa<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2023-03-16T22:07:07-05:00<\/span><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-23185\" href=\"#collapse-1-23185\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">What are corporate finances?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-23185\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><h5>Corporate finance is a specialized field of business management that focuses on how companies finance their operations and projects, and how they manage their financial resources to maximize the value of the organization. Corporate finance also deals with the critical financial decision-making process of companies, including investment project selection, capital structure, and dividend distribution.<\/h5>\n<p>Furthermore, corporate finance entails an in-depth analysis of a company's financial statements and evaluation of its financial performance. In addition, financial tools such as company valuation, sensitivity analysis, and risk management can assist companies in making informed financial decisions.<\/p>\n<p>In summary, corporate finance is a comprehensive set of practices and techniques utilized by companies to make crucial financial decisions and efficiently manage their financial resources to maximize the organization's value.<\/p>\n<p><a href=\"https:\/\/pdv-a.com\/en\/planes-de-negocio\/\"><strong><span style=\"color: #ff6600;\">PDV-a helps you develop a business plan.<\/span><\/strong><\/a><\/p>\n<h3><strong>References<\/strong><\/h3>\n<p class=\"translation-block\"><strong><span style=\"color: #ff6600\"><a style=\"color: #ff6600\" href=\"https:\/\/akademiun.com\" target=\"_blank\" rel=\"noopener\">https:\/\/akademiun.com<\/a> | <a style=\"color: #ff6600\" href=\"https:\/\/avacum.com\" target=\"_blank\" rel=\"noopener\">https:\/\/avacum.com<\/a> | <a style=\"color: #ff6600\" href=\"https:\/\/hbr.org\" target=\"_blank\" rel=\"noopener\">https:\/\/hbr.org |<\/a>\u00a0<a style=\"color: #ff6600\" href=\"https:\/\/store.hbr.org\/product\/the-innovative-business-model-of-xiaoxiandun-bird-s-nest\/tu0142?sku=TU0142-PDF-ENG?autocomplete=true\" target=\"_blank\" rel=\"noopener\">The Innovative Business Model of Xiaoxiandun Bird\u2019s Nest<\/a><\/span><\/strong><\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-24755 modelo-de-negocio pymes riesgos valoracion\"><span class=\"entry-title rich-snippet-hidden\">What is Business Valuation?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/pdv-a.com\/en\/author\/pvda\/\" title=\"Posts by PDVa\" rel=\"author\">PDVa<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2023-03-16T16:00:15-05:00<\/span><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-24755\" href=\"#collapse-1-24755\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">What is Business Valuation?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-24755\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><h5>Business valuation is the process of determining the value of a company or business based on its financial situation, assets, liabilities, income and expenses, market position, management team, business model, and other relevant factors.<\/h5>\n<p>Business valuation can have different objectives, such as selling the company, merging with another company, obtaining financing, or estate planning. Overall, business valuation is important because it provides information about the company's financial situation and growth potential, and can be critical in situations such as the sale of a company or obtaining financing.<\/p>\n<h5><strong>Why do we perform business valuation?<\/strong><\/h5>\n<p>Business valuation is performed for various reasons, including:<\/p>\n<ul>\n<li>Sale of the company: If the owners of the company are considering selling it, they need to know its current value to establish a fair and attractive price for potential buyers.<\/li>\n<li>Merger or acquisition: If the company is considering merging with another company or acquiring another company, it needs to know the value of both companies to determine the terms and conditions of the transaction.<\/li>\n<li>Obtaining financing: If the company needs to obtain financing from investors or lenders, it needs to demonstrate its value and ability to generate income to obtain better terms and conditions.<\/li>\n<li>Estate planning: Business valuation is important in estate planning, as it allows owners to determine the value of their assets and plan for succession.<\/li>\n<\/ul>\n<p>Overall, business valuation helps owners, investors, and other stakeholders understand the value of the company and make informed decisions about its future.<\/p>\n<h5><strong>The Importance of Knowing the Value of a Company or Business<\/strong><\/h5>\n<p>Knowing the value of a company or business is of great importance for several reasons:<\/p>\n<ul>\n<li>Decision making: Business valuation provides key information for making strategic and operational decisions. For example, it can help owners decide whether to sell the company, merge with another company, acquire new investments, or seek financing.<\/li>\n<li>Commercial transactions: Valuation is also important in commercial transactions, such as the sale or purchase of a company or business. In this case, knowing the value of the company is essential for establishing a fair price and reaching an agreement between the parties.<\/li>\n<li>Financing: Financial institutions and investors often require a valuation of the company or business before granting financing or investing in a company. Valuation provides important information for determining the company's potential to generate profits and pay off debts.<\/li>\n<li>Financial planning: Valuation is also important for financial planning, as it provides information about the owner's wealth and the taxes that must be paid in the event of a sale or transfer of the company.<\/li>\n<\/ul>\n<p>Knowing the value of a company or business is fundamental to making strategic and operational decisions, commercial transactions, financing, and financial planning.<\/p>\n<h4><strong>In conclusion<\/strong><\/h4>\n<p>Business valuation involves determining its value based on financial, market, and other relevant factors. This valuation can have different objectives, such as sale, merger, financing, or estate planning. Knowing the value of a company is important because it allows for informed and strategic decision-making in commercial situations, such as the sale or purchase of a company, and is essential for obtaining financing or investment. Additionally, valuation provides valuable information for financial planning and tax determination.<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #ff6600;\"><strong><a style=\"color: #ff6600;\" href=\"https:\/\/pdv-a.com\/en\/valoracion-empresas\/\">PDV-a Te ayuda en la valoraci\u00f3n de tus activos (tangibles o intangibles) y de los negocios en marcha (Empresa) | <\/a>email: <a style=\"color: #ff6600;\" href=\"mailto:info@pdv.acom\">info@pdv.acom<\/a><\/strong><\/span><\/p>\n<h3><strong>References<\/strong><\/h3>\n<p><a href=\"https:\/\/icsid.worldbank.org\/sites\/default\/files\/parties_publications\/C3164\/Respondent%27s%20Factual%20Exhibits\/R-069.PDF\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #ff6600;\"><strong>American Society of Appraisers, ASA Business Valuation, Standards |\u00a0<\/strong><\/span><\/a><span style=\"color: #ff6600;\"><strong>WORLD BANK GROUP, EVALUATION PRINCIPLES |<a style=\"color: #ff6600;\" href=\"https:\/\/www.iso.org\/obp\/ui\/#iso:std:iso:10668:ed-1:v1:en\" target=\"_blank\" rel=\"noopener\"> ISO 10668:2010 establece los principios fundamentales de la valoraci\u00f3n | <\/a><a style=\"color: #ff6600;\" href=\"http:\/\/www.avacum.com\" target=\"_blank\" rel=\"noopener\">Online company valuation.<\/a> | <a style=\"color: #ff6600;\" href=\"http:\/\/www.akademiun.com\" target=\"_blank\" rel=\"noopener\">Content management<\/a> | Ponte en contacto email: <a style=\"color: #ff6600;\" href=\"mailto:info@akademiun.com\">info@akademiun.com<\/a> |<\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-24757 finanzas-corporativas riesgos valoracion\"><span class=\"entry-title rich-snippet-hidden\">How to Value a Company?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/pdv-a.com\/en\/author\/jperez\/\" title=\"Posts by Jes\u00fas Mar\u00eda P\u00e9rez de Vega\" rel=\"author\">Jes\u00fas Mar\u00eda P\u00e9rez de Vega<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2023-03-16T13:25:55-05:00<\/span><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-24757\" href=\"#collapse-1-24757\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">How to Value a Company?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-24757\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><h5>It is important to follow a staged process when valuing a company as it allows for a rigorous, detailed, and objective evaluation of the business.<\/h5>\n<p>Each stage of the process allows for the collection of specific and relevant information, and the application of appropriate valuation techniques and methods to obtain a precise and reliable result. Additionally, a structured process helps to identify possible risks and challenges that may arise during the valuation and take preventive measures to mitigate them. It also allows for clear documentation and communication of the valuation results to stakeholders, which can be critical in situations such as the sale of a company or obtaining financing.<\/p>\n<h5><strong>Company Valuation Process<\/strong><\/h5>\n<p>The process of valuing a company generally involves the following steps and stages:<\/p>\n<ol>\n<li>Identify the purpose of the valuation: This determines the approach that will be taken. The purpose may be the sale of the company, merger with another company, obtaining financing, estate planning, among others.<\/li>\n<li>Obtain information about the company: In this stage, information about the company is collected, including its financial history, assets, liabilities, income, expenses, market position, management team, business model, among others.<\/li>\n<li>Select valuation method: The most appropriate valuation method for the company in question is then selected. Common methods include the income approach, asset approach, and market approach.<\/li>\n<li>Make adjustments and projections: In this stage, adjustments are made to the company's financial data to reflect its true value, and financial projections are made for the future.<\/li>\n<li>Determine the value of the company: Using the selected valuation method and adjusted and projected data, the value of the company is determined.<\/li>\n<li>Document the valuation report: Once the valuation is completed, the valuation report must be documented, including the methodology used, financial data, assumptions, and results.<\/li>\n<li>Communicate the valuation report: The valuation report must be communicated to relevant stakeholders, such as company owners, investors, lenders, etc.<\/li>\n<\/ol>\n<p>It is important to note that each valuation is unique, and the process may vary depending on the circumstances and specific objectives of the company.<\/p>\n<h5><strong>International Standards<\/strong><\/h5>\n<p>ISO 10668:2010 establishes principles and requirements for the valuation of financial and non-financial assets, including the valuation of companies and businesses. This standard is based on the concept of value, defined as the price that an informed and motivated buyer would be willing to pay to acquire the asset in question in a free and voluntary transaction in the marke<\/p>\n<p>ISO 10668:2010 establishes the fundamental principles of valuation, such as objectivity, transparency, integrity, impartiality, and competence. It also sets out the requirements for valuation reports, which must include information on the methodology used, financial data, assumptions, and results.<\/p>\n<p>ISO 10668:2010 is a useful tool for companies looking to perform a rigorous and reliable valuation of their financial and non-financial assets, including the valuation of companies and businesses. Adopting this standard can help ensure that the valuation is conducted fairly and objectively, which can be especially important in situations such as the sale of a company or obtaining financing.<\/p>\n<h4><strong>In conclusion<\/strong><\/h4>\n<p><em>Valuing a company involves identifying the purpose, collecting information, selecting the appropriate method, making adjustments and projections, determining value, documenting the report, and communicating it to stakeholders. Each valuation is unique, and the process may vary depending on the circumstances and specific objectives.<\/em><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #ff6600;\"><strong><a style=\"color: #ff6600;\" href=\"https:\/\/pdv-a.com\/en\/valoracion-empresas\/\">PDV-a Te ayuda en la valoraci\u00f3n de tus activos (tangibles o intangibles) y de los negocios en marcha (Empresa) | <\/a>email: <a style=\"color: #ff6600;\" href=\"mailto:info@pdv.acom\">info@pdv.acom<\/a><\/strong><\/span><\/p>\n<h4><\/h4>\n<h3><strong>References<\/strong><\/h3>\n<p><a href=\"https:\/\/icsid.worldbank.org\/sites\/default\/files\/parties_publications\/C3164\/Respondent%27s%20Factual%20Exhibits\/R-069.PDF\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #ff6600;\"><strong>American Society of Appraisers, ASA Business Valuation, Standards |\u00a0<\/strong><\/span><\/a><span style=\"color: #ff6600;\"><strong>WORLD BANK GROUP, EVALUATION PRINCIPLES |<a style=\"color: #ff6600;\" href=\"https:\/\/www.iso.org\/obp\/ui\/#iso:std:iso:10668:ed-1:v1:en\" target=\"_blank\" rel=\"noopener\"> ISO 10668:2010 establece los principios fundamentales de la valoraci\u00f3n | <\/a><a style=\"color: #ff6600;\" href=\"http:\/\/www.avacum.com\" target=\"_blank\" rel=\"noopener\">Online company valuation.<\/a> | <a style=\"color: #ff6600;\" href=\"http:\/\/www.akademiun.com\" target=\"_blank\" rel=\"noopener\">Content management<\/a> | Ponte en contacto email: <a style=\"color: #ff6600;\" href=\"mailto:info@akademiun.com\">info@akademiun.com<\/a> |<\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-fullwidth.fusion-builder-row-4 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link) , .fusion-fullwidth.fusion-builder-row-4 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):before, .fusion-fullwidth.fusion-builder-row-4 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):after {color: #212934;}.fusion-fullwidth.fusion-builder-row-4 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover, .fusion-fullwidth.fusion-builder-row-4 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:before, .fusion-fullwidth.fusion-builder-row-4 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:after {color: #ff7700;}.fusion-fullwidth.fusion-builder-row-4 .pagination a.inactive:hover, .fusion-fullwidth.fusion-builder-row-4 .fusion-filters .fusion-filter.fusion-active a {border-color: #ff7700;}.fusion-fullwidth.fusion-builder-row-4 .pagination .current {border-color: #ff7700; background-color: #ff7700;}.fusion-fullwidth.fusion-builder-row-4 .fusion-filters .fusion-filter.fusion-active a, .fusion-fullwidth.fusion-builder-row-4 .fusion-date-and-formats .fusion-format-box, .fusion-fullwidth.fusion-builder-row-4 .fusion-popover, .fusion-fullwidth.fusion-builder-row-4 .tooltip-shortcode {color: #ff7700;}#main .fusion-fullwidth.fusion-builder-row-4 .post .blog-shortcode-post-title a:hover {color: #ff7700;}<\/style><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 nonhundred-percent-fullwidth hundred-percent-height non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:2%;padding-bottom:0px;padding-left:2%;margin-bottom: 1%;margin-top: 1%;'><div class=\"fusion-builder-row fusion-row\"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-11 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:0px;width:100%'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><style type=\"text\/css\">@media only screen and (max-width:800px) {.fusion-title.fusion-title-10{margin-top:0px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-10 fusion-title-text fusion-title-size-six\" style=\"margin-top:0px;margin-bottom:10px;\"><h6 class=\"title-heading-left\" style=\"margin:0;\">Our articles<\/h6><div class=\"title-sep-container\"><div class=\"title-sep sep-\" style=\"border-color:#e2e2e2;\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2 fusion-builder-column-12 fusion-one-half fusion-column-first 1_2\"  style='margin-top:0px;margin-bottom:0px;width:48%; margin-right: 4%;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><style type=\"text\/css\"><\/style><div class=\"fusion-title title fusion-title-11 fusion-title-text fusion-title-size-three\" style=\"margin-top:0px;margin-bottom:30px;\"><h3 class=\"title-heading-left\" style=\"margin:0;\">We want to contribute ideas and experience in our Blog Posts<\/h3><div class=\"title-sep-container\"><div class=\"title-sep sep-\" style=\"border-color:#e2e2e2;\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_4 fusion-builder-column-13 fusion-one-fourth fusion-no-small-visibility 1_4\"  style='margin-top:0px;margin-bottom:5px;width:22%; margin-right: 4%;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_4 fusion-builder-column-14 fusion-one-fourth fusion-column-last 1_4\"  style='margin-top:18px;margin-bottom:20px;width:22%'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-button-wrapper fusion-align-block\"><style type=\"text\/css\">.fusion-button.button-2 {border-radius:2px;}<\/style><a class=\"fusion-button button-flat fusion-button-default-size button-default button-2 fusion-button-span-yes fusion-button-default-type\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/pdv-a.com\/en\/insight\/\"><span class=\"fusion-button-text\">See Blog<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-15 fusion-one-full fusion-column-first fusion-column-last fusion-no-small-visibility fusion-no-medium-visibility 1_1\"  style='margin-top:0px;margin-bottom:20px;width:100%'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-double\" style=\"border-color:#e0dede;border-top-width:1px;border-bottom-width:1px;margin-left: auto;margin-right: auto;margin-top:16px;\"><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-16 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:15px;width:100%'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-blog-shortcode fusion-blog-shortcode-1 fusion-blog-archive fusion-blog-layout-grid-wrapper fusion-blog-no\"><style type=\"text\/css\">.fusion-blog-shortcode-1 .fusion-blog-layout-grid .fusion-post-grid{padding:20px;}.fusion-blog-shortcode-1 .fusion-posts-container{margin-left: -20px !important; margin-right:-20px !important;}<\/style><div class=\"fusion-posts-container fusion-posts-container-no fusion-blog-rollover fusion-blog-layout-grid fusion-blog-layout-grid-4 isotope fusion-blog-equal-heights\" data-pages=\"33\" data-grid-col-space=\"40\" style=\"margin: -20px -20px 0;min-height:500px;\"><article id=\"blog-1-post-26132\" class=\"fusion-post-grid post-26132 post type-post status-publish format-standard has-post-thumbnail hentry category-finanzas-personales category-finanzas-corporativas tag-educacion-financiera tag-finanzas-personales tag-finanzas-sustentables tag-fondos-de-inversion tag-inversiones tag-valoracion-de-empresa\">\n<div class=\"fusion-post-wrapper\" style=\"background-color:rgba(255,255,255,1);border:1px solid #ebeaea;border-bottom-width:3px;\">\n\n\t\t\t<div class=\"fusion-flexslider flexslider fusion-flexslider-loading fusion-post-slideshow\" style=\"border-color:#ebeaea;\">\n\t\t<ul class=\"slides\">\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\n<div  class=\"fusion-image-wrapper\" aria-haspopup=\"true\">\n\t\n\t\n\t\t\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"424\" src=\"https:\/\/pdv-a.com\/wp-content\/uploads\/2024\/11\/chart-Finanzas-Personales.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"Empresa familiar;\" srcset=\"https:\/\/pdv-a.com\/wp-content\/uploads\/2024\/11\/chart-Finanzas-Personales-200x133.jpg 200w, https:\/\/pdv-a.com\/wp-content\/uploads\/2024\/11\/chart-Finanzas-Personales-400x265.jpg 400w, https:\/\/pdv-a.com\/wp-content\/uploads\/2024\/11\/chart-Finanzas-Personales-600x398.jpg 600w, https:\/\/pdv-a.com\/wp-content\/uploads\/2024\/11\/chart-Finanzas-Personales.jpg 640w\" sizes=\"auto, (min-width: 2200px) 100vw, (min-width: 856px) 370px, (min-width: 784px) 493px, (min-width: 712px) 784px, (min-width: 640px) 712px, \" \/>\n\t\n\n\t\t<div class=\"fusion-rollover\">\n\t<div class=\"fusion-rollover-content\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"fusion-rollover-link\" href=\"https:\/\/pdv-a.com\/en\/2024\/empresa-familiar-jubilacion\/\">Qu\u00e9 hacer con una empresa familiar antes de la jubilaci\u00f3n? Una gu\u00eda estrat\u00e9gica para propietarios<\/a>\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"fusion-rollover-sep\"><\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"fusion-rollover-gallery\" href=\"https:\/\/pdv-a.com\/wp-content\/uploads\/2024\/11\/chart-Finanzas-Personales.jpg\" data-id=\"26132\" data-rel=\"iLightbox[gallery]\" data-title=\"chart Finanzas Personales\" data-caption=\"\">\n\t\t\t\t\t\tGallery\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<h4 class=\"fusion-rollover-title\">\n\t\t\t\t\t<a class=\"fusion-rollover-title-link\" href=\"https:\/\/pdv-a.com\/en\/2024\/empresa-familiar-jubilacion\/\">\n\t\t\t\t\t\tQu\u00e9 hacer con una empresa familiar antes de la jubilaci\u00f3n? Una gu\u00eda estrat\u00e9gica para propietarios\t\t\t\t\t<\/a>\n\t\t\t\t<\/h4>\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"fusion-rollover-categories\"><a href=\"https:\/\/pdv-a.com\/en\/category\/finanzas-personales\/\" rel=\"tag\">Finanzas personales<\/a>, <a href=\"https:\/\/pdv-a.com\/en\/category\/finanzas-corporativas\/\" rel=\"tag\">Finanzas corporativas<\/a><\/div>\t\t\t\t\t\n\t\t\n\t\t\t\t<a class=\"fusion-link-wrapper\" href=\"https:\/\/pdv-a.com\/en\/2024\/empresa-familiar-jubilacion\/\" aria-label=\"Qu\u00e9 hacer con una empresa familiar antes de la jubilaci\u00f3n? Una gu\u00eda estrat\u00e9gica para propietarios\"><\/a>\n\t<\/div>\n<\/div>\n\n\t\n<\/div>\n<\/li>\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t<\/div>\n\t<div class=\"fusion-post-content-wrapper\" style=\"padding:30px 25px 20px 25px;\"><div class=\"fusion-post-content post-content\"><h2 class=\"blog-shortcode-post-title entry-title\"><a href=\"https:\/\/pdv-a.com\/en\/2024\/empresa-familiar-jubilacion\/\">Qu\u00e9 hacer con una empresa familiar antes de la jubilaci\u00f3n? Una gu\u00eda estrat\u00e9gica para propietarios<\/a><\/h2><p class=\"fusion-single-line-meta\"><span class=\"vcard\" style=\"display: none;\"><span class=\"fn\"><a href=\"https:\/\/pdv-a.com\/en\/author\/admin\/\" title=\"Posts by admin\" rel=\"author\">admin<\/a><\/span><\/span><span class=\"updated\" style=\"display:none;\">2024-11-26T11:55:57-05:00<\/span><span>November, 2024<\/span><span class=\"fusion-inline-sep\">|<\/span><\/p><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div>\n<\/article>\n<article id=\"blog-1-post-26125\" class=\"fusion-post-grid post-26125 post type-post status-publish format-standard has-post-thumbnail hentry category-finanzas-personales tag-cursos-finanzas tag-educacion-financiera tag-finanzas tag-finanzas-personales tag-finanzas-sustentables tag-inversiones tag-sustentabilidad\">\n<div class=\"fusion-post-wrapper\" style=\"background-color:rgba(255,255,255,1);border:1px solid #ebeaea;border-bottom-width:3px;\">\n\n\t\t\t<div class=\"fusion-flexslider flexslider fusion-flexslider-loading fusion-post-slideshow\" style=\"border-color:#ebeaea;\">\n\t\t<ul class=\"slides\">\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\n<div  class=\"fusion-image-wrapper\" aria-haspopup=\"true\">\n\t\n\t\n\t\t\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"427\" src=\"https:\/\/pdv-a.com\/wp-content\/uploads\/2024\/11\/crowd-Finanzas-Personales.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"Finanzas personales; p\u00e9rdida de empleo;\" srcset=\"https:\/\/pdv-a.com\/wp-content\/uploads\/2024\/11\/crowd-Finanzas-Personales-200x133.jpg 200w, https:\/\/pdv-a.com\/wp-content\/uploads\/2024\/11\/crowd-Finanzas-Personales-400x267.jpg 400w, https:\/\/pdv-a.com\/wp-content\/uploads\/2024\/11\/crowd-Finanzas-Personales-600x400.jpg 600w, https:\/\/pdv-a.com\/wp-content\/uploads\/2024\/11\/crowd-Finanzas-Personales.jpg 640w\" sizes=\"auto, (min-width: 2200px) 100vw, (min-width: 856px) 370px, (min-width: 784px) 493px, (min-width: 712px) 784px, (min-width: 640px) 712px, \" \/>\n\t\n\n\t\t<div class=\"fusion-rollover\">\n\t<div class=\"fusion-rollover-content\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"fusion-rollover-link\" href=\"https:\/\/pdv-a.com\/en\/2024\/perdida-de-empleo\/\">P\u00e9rdida de empleo, crear una estrategia inteligente de estabilidad financiera.<\/a>\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"fusion-rollover-sep\"><\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"fusion-rollover-gallery\" href=\"https:\/\/pdv-a.com\/wp-content\/uploads\/2024\/11\/crowd-Finanzas-Personales.jpg\" data-id=\"26125\" data-rel=\"iLightbox[gallery]\" data-title=\"crowd Finanzas Personales\" data-caption=\"\">\n\t\t\t\t\t\tGallery\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<h4 class=\"fusion-rollover-title\">\n\t\t\t\t\t<a class=\"fusion-rollover-title-link\" href=\"https:\/\/pdv-a.com\/en\/2024\/perdida-de-empleo\/\">\n\t\t\t\t\t\tP\u00e9rdida de empleo, crear una estrategia inteligente de estabilidad financiera.\t\t\t\t\t<\/a>\n\t\t\t\t<\/h4>\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"fusion-rollover-categories\"><a href=\"https:\/\/pdv-a.com\/en\/category\/finanzas-personales\/\" rel=\"tag\">Finanzas personales<\/a><\/div>\t\t\t\t\t\n\t\t\n\t\t\t\t<a class=\"fusion-link-wrapper\" href=\"https:\/\/pdv-a.com\/en\/2024\/perdida-de-empleo\/\" aria-label=\"P\u00e9rdida de empleo, crear una estrategia inteligente de estabilidad financiera.\"><\/a>\n\t<\/div>\n<\/div>\n\n\t\n<\/div>\n<\/li>\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t<\/div>\n\t<div class=\"fusion-post-content-wrapper\" style=\"padding:30px 25px 20px 25px;\"><div class=\"fusion-post-content post-content\"><h2 class=\"blog-shortcode-post-title entry-title\"><a href=\"https:\/\/pdv-a.com\/en\/2024\/perdida-de-empleo\/\">P\u00e9rdida de empleo, crear una estrategia inteligente de estabilidad financiera.<\/a><\/h2><p class=\"fusion-single-line-meta\"><span class=\"vcard\" style=\"display: none;\"><span class=\"fn\"><a href=\"https:\/\/pdv-a.com\/en\/author\/pvda\/\" title=\"Posts by PDVa\" rel=\"author\">PDVa<\/a><\/span><\/span><span class=\"updated\" style=\"display:none;\">2024-11-25T17:30:50-05:00<\/span><span>November, 2024<\/span><span class=\"fusion-inline-sep\">|<\/span><\/p><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div>\n<\/article>\n<article id=\"blog-1-post-26117\" class=\"fusion-post-grid post-26117 post type-post status-publish format-standard has-post-thumbnail hentry category-finanzas-personales tag-ahorro tag-cursos-finanzas tag-educacion-financiera tag-finanzas-personales tag-finanzas-sustentables tag-sustentabilidad\">\n<div class=\"fusion-post-wrapper\" style=\"background-color:rgba(255,255,255,1);border:1px solid #ebeaea;border-bottom-width:3px;\">\n\n\t\t\t<div class=\"fusion-flexslider flexslider fusion-flexslider-loading fusion-post-slideshow\" style=\"border-color:#ebeaea;\">\n\t\t<ul class=\"slides\">\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\n<div  class=\"fusion-image-wrapper\" aria-haspopup=\"true\">\n\t\n\t\n\t\t\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"427\" src=\"https:\/\/pdv-a.com\/wp-content\/uploads\/2023\/09\/home-office-4996834_640.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"Finanzas personales;\" srcset=\"https:\/\/pdv-a.com\/wp-content\/uploads\/2023\/09\/home-office-4996834_640-200x133.jpg 200w, https:\/\/pdv-a.com\/wp-content\/uploads\/2023\/09\/home-office-4996834_640-400x267.jpg 400w, https:\/\/pdv-a.com\/wp-content\/uploads\/2023\/09\/home-office-4996834_640-600x400.jpg 600w, https:\/\/pdv-a.com\/wp-content\/uploads\/2023\/09\/home-office-4996834_640.jpg 640w\" sizes=\"auto, (min-width: 2200px) 100vw, (min-width: 856px) 370px, (min-width: 784px) 493px, (min-width: 712px) 784px, (min-width: 640px) 712px, \" \/>\n\t\n\n\t\t<div class=\"fusion-rollover\">\n\t<div class=\"fusion-rollover-content\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"fusion-rollover-link\" href=\"https:\/\/pdv-a.com\/en\/2024\/finanzas-personales-fondo-emergencias\/\">Finanzas personales: Estrategias inteligentes para construir un fondo de emergencias s\u00f3lido<\/a>\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"fusion-rollover-sep\"><\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"fusion-rollover-gallery\" href=\"https:\/\/pdv-a.com\/wp-content\/uploads\/2023\/09\/home-office-4996834_640.jpg\" data-id=\"26117\" data-rel=\"iLightbox[gallery]\" data-title=\"home office pdva\" data-caption=\"\">\n\t\t\t\t\t\tGallery\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<h4 class=\"fusion-rollover-title\">\n\t\t\t\t\t<a class=\"fusion-rollover-title-link\" href=\"https:\/\/pdv-a.com\/en\/2024\/finanzas-personales-fondo-emergencias\/\">\n\t\t\t\t\t\tFinanzas personales: Estrategias inteligentes para construir un fondo de emergencias s\u00f3lido\t\t\t\t\t<\/a>\n\t\t\t\t<\/h4>\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"fusion-rollover-categories\"><a href=\"https:\/\/pdv-a.com\/en\/category\/finanzas-personales\/\" rel=\"tag\">Finanzas personales<\/a><\/div>\t\t\t\t\t\n\t\t\n\t\t\t\t<a class=\"fusion-link-wrapper\" href=\"https:\/\/pdv-a.com\/en\/2024\/finanzas-personales-fondo-emergencias\/\" aria-label=\"Finanzas personales: Estrategias inteligentes para construir un fondo de emergencias s\u00f3lido\"><\/a>\n\t<\/div>\n<\/div>\n\n\t\n<\/div>\n<\/li>\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t<\/div>\n\t<div class=\"fusion-post-content-wrapper\" style=\"padding:30px 25px 20px 25px;\"><div class=\"fusion-post-content post-content\"><h2 class=\"blog-shortcode-post-title entry-title\"><a href=\"https:\/\/pdv-a.com\/en\/2024\/finanzas-personales-fondo-emergencias\/\">Finanzas personales: Estrategias inteligentes para construir un fondo de emergencias s\u00f3lido<\/a><\/h2><p class=\"fusion-single-line-meta\"><span class=\"vcard\" style=\"display: none;\"><span class=\"fn\"><a href=\"https:\/\/pdv-a.com\/en\/author\/admin\/\" title=\"Posts by admin\" rel=\"author\">admin<\/a><\/span><\/span><span class=\"updated\" style=\"display:none;\">2024-11-22T14:44:08-05:00<\/span><span>November, 2024<\/span><span class=\"fusion-inline-sep\">|<\/span><\/p><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div>\n<\/article>\n<article id=\"blog-1-post-25979\" class=\"fusion-post-grid post-25979 post type-post status-publish format-standard has-post-thumbnail hentry category-finanzas-personales tag-finanzas-personales tag-finanzas-sustentables tag-fondos-de-inversion tag-mercados-financieros tag-planeacion-financiera\">\n<div class=\"fusion-post-wrapper\" style=\"background-color:rgba(255,255,255,1);border:1px solid #ebeaea;border-bottom-width:3px;\">\n\n\t\t\t<div class=\"fusion-flexslider flexslider fusion-flexslider-loading fusion-post-slideshow\" style=\"border-color:#ebeaea;\">\n\t\t<ul class=\"slides\">\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\n<div  class=\"fusion-image-wrapper\" aria-haspopup=\"true\">\n\t\n\t\n\t\t\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"427\" src=\"https:\/\/pdv-a.com\/wp-content\/uploads\/2024\/11\/cost-Finanzas-Personales.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"Finanzas personales; inversi\u00f3n; invertir; salud financiera;\" srcset=\"https:\/\/pdv-a.com\/wp-content\/uploads\/2024\/11\/cost-Finanzas-Personales-200x133.jpg 200w, https:\/\/pdv-a.com\/wp-content\/uploads\/2024\/11\/cost-Finanzas-Personales-400x267.jpg 400w, https:\/\/pdv-a.com\/wp-content\/uploads\/2024\/11\/cost-Finanzas-Personales-600x400.jpg 600w, https:\/\/pdv-a.com\/wp-content\/uploads\/2024\/11\/cost-Finanzas-Personales.jpg 640w\" sizes=\"auto, (min-width: 2200px) 100vw, (min-width: 856px) 370px, (min-width: 784px) 493px, (min-width: 712px) 784px, (min-width: 640px) 712px, \" \/>\n\t\n\n\t\t<div class=\"fusion-rollover\">\n\t<div class=\"fusion-rollover-content\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"fusion-rollover-link\" href=\"https:\/\/pdv-a.com\/en\/2024\/invertir-finanzas-personales\/\">Como invertir, finanzas personales<\/a>\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"fusion-rollover-sep\"><\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"fusion-rollover-gallery\" href=\"https:\/\/pdv-a.com\/wp-content\/uploads\/2024\/11\/cost-Finanzas-Personales.jpg\" data-id=\"25979\" data-rel=\"iLightbox[gallery]\" data-title=\"cost Finanzas Personales\" data-caption=\"\">\n\t\t\t\t\t\tGallery\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<h4 class=\"fusion-rollover-title\">\n\t\t\t\t\t<a class=\"fusion-rollover-title-link\" href=\"https:\/\/pdv-a.com\/en\/2024\/invertir-finanzas-personales\/\">\n\t\t\t\t\t\tComo invertir, finanzas personales\t\t\t\t\t<\/a>\n\t\t\t\t<\/h4>\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"fusion-rollover-categories\"><a href=\"https:\/\/pdv-a.com\/en\/category\/finanzas-personales\/\" rel=\"tag\">Finanzas personales<\/a><\/div>\t\t\t\t\t\n\t\t\n\t\t\t\t<a class=\"fusion-link-wrapper\" href=\"https:\/\/pdv-a.com\/en\/2024\/invertir-finanzas-personales\/\" aria-label=\"Como invertir, finanzas personales\"><\/a>\n\t<\/div>\n<\/div>\n\n\t\n<\/div>\n<\/li>\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t<\/div>\n\t<div class=\"fusion-post-content-wrapper\" style=\"padding:30px 25px 20px 25px;\"><div class=\"fusion-post-content post-content\"><h2 class=\"blog-shortcode-post-title entry-title\"><a href=\"https:\/\/pdv-a.com\/en\/2024\/invertir-finanzas-personales\/\">Como invertir, finanzas personales<\/a><\/h2><p class=\"fusion-single-line-meta\"><span class=\"vcard\" style=\"display: none;\"><span class=\"fn\"><a href=\"https:\/\/pdv-a.com\/en\/author\/jperez\/\" title=\"Posts by Jes\u00fas Mar\u00eda P\u00e9rez de Vega\" rel=\"author\">Jes\u00fas Mar\u00eda P\u00e9rez de Vega<\/a><\/span><\/span><span class=\"updated\" style=\"display:none;\">2024-11-20T16:56:22-05:00<\/span><span>October, 2024<\/span><span class=\"fusion-inline-sep\">|<\/span><\/p><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div>\n<\/article>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-fullwidth.fusion-builder-row-5 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link) , .fusion-fullwidth.fusion-builder-row-5 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